Investor Relations

Performance Highlights

FY – 2022

Total Income increased 6% year-on-year, driven by growth in non-interest income that increased by 43% (19% excluding foreign exchange gains) as well as strong growth in insurance income of 21% to P243m (2021: P201m).

Letshego, FY2022 Net Interest Income: -11%
Letshego, FY2022 Profit before tax down 30%
Letshego, FY2022 Net Advances: +7%

Although aggregated profits dipped in the year, Letshego’s business fundamentals remain robust. Three markets recorded Return on Equity of over 20%, and another 2 of over 10%.

Aobakwe Aupa Monyatsi, Group Chief Executive

Philip Odera

About Letshego Holdings Limited

Letshego is a pan-African retail financial services group that leverages digitisation to support its purpose of ‘improving lives’ – increasing access to simple and inclusive financial solutions. Letshego’s regional footprint spans across 11 markets, supporting both individuals and Micro and Small entrepreneurs (MSEs).

Company Information

Registered Name Letshego Holdings Limited (
ISIN BW 000 000 0322
Ticker Code
Sector Financial
Stock Exchange Botswana Stock Exchange
Chairman Philip Odera
Group Chief Executive Aobakwe Aupa Monyatsi
Company Secretary Gorata Tlhale Dibotelo
Transfer Secretary PricewaterhouseCoopers (Pty) Limited (bw)
Year End December
Year Founded 1998
Year Listed 2002

3 Reasons to Consider Investing in Letshego Holdings Limited

African Footprint

Proudly African, Letshego first opened its doors in Botswana 23 years ago. Today the Group supports over four million customers across its regional footprint comprising 11 markets


Our purpose is to improve lives, extending the reach of simple, affordable and appropriate financial solutions to individuals and Micro & Small Entrepreneurs (MSEs) and a focus on Youth, Health, Agriculture, Education, Affordable Housing and Entrepreneurs


Letshego’s Transformation Strategy ensures the Group remains well-capitalised, with an asset base of over USD1 billion. Letshego is listed on the Botswana Stock Exchange

Product Diversification

Continuously expanding and diversifying our product offering to increase access to simple, world-class financial solutions


Digitising our strategy to increase impact, access, customer value and efficiency through end to end automation

Geographic Rebalancing

Balancing the contribution of profits within Letshego’s regional footprint

Enterprise Agility & Culture

Transforming the way we work to empower our people and ensure efficient execution

Sustainable Shareholder Value

Commitment to executing a strategy that delivers sustainable value and growth for our shareholders

Our Share Price in Action